Please Help! Confusing feelings About Ex-Girlfriend! Feeling Really Trapped!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

-Please help torn college student

Feeling Let Down by Ex-Girlfriend and Confused! Please Help Me!!!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Feeling Depressed because of ex? What should I do?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

Please Help! Feeling Really Down and Confused!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

-Please help torn college student

option on my plan to save America?

all poiticians do is debate and try to stab each other in the back without getting anything done. here is a list i assemled that i think covers what this country needs to do to get back on the right track. please take a little time to comment on how it could be changed and what party it (or pieces of it) are most like.

•Cut down on the deficit; create a budget with no more than 100bil in debt in 25 years. oDo not increase taxes but decrease loopholes
oCut spending on wasteful projects
•Cut back on government agencies either by consolidation or elimination.
•Create laws or a separate agency/entity that removes pork from bills
oCreate government “watchdog” campaign composed of members from all parties
•Stop all tax breaks for US companies that have ½ or more of either personnel or assets overseas.
•Invest in America’s future by providing subsidies to clean and renewable energy, this decreases our spending on foreign oil
•Legalize hemp. The production will have many uses commercially and all products can be taxed to further reduce the deficit
•Create more jobs by repairing roads and revamping transportation systems.
•Create more positions to monitor energy such as well inspectors to keep environmental tragedies to a minimum
•Limit our stake in international wars.
oStop promoting dictators that are “US friendly”
•Create more regulation on “big companies” such as large banks and multibillion dollar corporations to keep them honest
•Restrict credit card companies from high interest rates.
•Reworking or replacement of No Child Left Behind
•Rework the immigration laws to more forcibly enforce no illegal immigrants but make the process of becoming a legal immigrant easier.
•Raise the retirement age to 68 or 70 and repay the “borrowed” money from the fund with some budget < 50 years.
•Decrease (not elimination!) spending on low yield science applications such as NASA
•Decrease imports from countries such as china
•Increase exports and create beneficial trade agreements such as with South Korea
these are kinda like "planks" that i think should be goals for the govenment, not all are easy but i think that they will be the easiest in the long run. the tax system we have now would work and even decrease the deficit if it were all enforced. many companies are able to get outrageous governemt subsidies to offset taxes or hire lawyers to find loopholes. if we made them pay the full rate of thier taxes it would make a considerable dent.

to my knowledge no company taxes exports, just imports. and because of our trade agreements, (such as Nafta) we cant even impose those. china, our main importer (and our main loan source) would not be too keen if we were to put a tarif on thier goods so just decreasing what we buy from them is the only solution.

Feeling Depressed because of ex? What should I do?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

Need Help with Ex-Girlfriend Problem! Please!!!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

-Please help torn college student

Help With Ex Please! Need Advice! Really Desperate!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Feeling Really Strange around Ex…Please Help Me Everyone! So Depressed!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Need Help with Feelings Towards Ex! Please Help!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Confused about feelings towards ex-girlfriend! Please help me! ?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

-Please help torn college student

Need Help with Ex-Girlfriend! Mixed and Confused Emotions! Please Help!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Need Help Understanding Ex-Girlfriend! Please Help! Confused!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Please Help! Really Desperate for Advice about Ex! Need all Help!!!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

PLEASE Help! Confusing Ex-girlfriend Situation! Need advice!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

-Please help torn college student

Interesting problem and Confused with Ex-Girlfriend! Please Help! I Need all Advice!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex, and lately I’ve felt like God’s deserted me even though I try to follow his teachings.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do?

-Please help torn college student

Need help!?

ok here is the deal. I have a running car but my credit is horrible and i had some medical issues, so im not able to pay my car payment or my medical bills or pay back the money i owe for the repairs at the same time. I tried to sell my car but no one would buy it. I can’t take out a loan because i have bad credit. Do you have any advise on what i should do.My monthly payments are 427.58 and i don’t make enough a month to effort everything so im like 2 months behind on my car payment. Thats why i was looking for a cheap car so i could just give the car back to the dealership and have no payments and it would be easier for me to pay all my bills. Do you have any advise or maybe anyway you can help me?

Questions about bringing my wife from the Dominican Republic?

This is a repost, organized questions for easier reading .
(I saved the previous responses to overview, thanks!)

I’m a US citizen that met a girl in the Dominican Republic around 3 years ago, married her this summer (July) and want to bring her to New York where I reside.

I filed for the i130 document and received an approval notice (preliminary), the person helping us in this matter filed recently an i129f document which would help my spouse arrive here while we wait for the process.

I am a 23 year old, make around $16,000 a year on free lance computer repairs. However I have never reported taxes and am sure that will be an issue.
I rent a room in a house, have a vehicle, pay all my bills on time, have good credit.
My sister can write up a letter from her company stating that my wife is assured a job there once she arrives.

Person I had in mind as a co-signer is a close cousin who makes around 60K a year. However he co-signed for his wife’s brother a few years ago (now her brother is here) and he recently co-signed for another family member that wants to come here.

My questions are the following:
-How would my tax issue affect this?
(Should I pay now, or tax season?)
-I would have to declare a bit more than what I make to meet requirements and pay the adjusted tax right? (
believe its $18,000 or so)
-Is my cousin an option as a co-signer? Or should I find someone else with less obligation?

Well that’s about it, I really appreciate your time, Thank you very much.

Need A lot of Advice about Confusing Ex! Please Help Me! I am Desperate!!!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury. She also got a chance to study abroad twice.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Not only does she get all that stuff but her little sister and her brother get all the stuff they want to. Her sister basically gets everything my ex does like a new iPod at the same time my ex does and wears Abercrombie only also. However, if she doesn’t get her way at all, she always throws a fit (I’ve been there to witness it) until she gets her way. I don’t understand how she gets all this stuff either. Is it possible to get a life like this when her dad worked as an engineer for GM for 20 years and is now retired and her mom is a territorial manager for Johnson and Johnson?

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Depressing and Confusing Ex-Girlfriend Problem! Please Help Me!?

Hi guys I know this is pretty long but please help me out if you can find it in your heart to aid a really down college student.

I will choose a best answer and dish out points whenever possible

Alright so basically, my ex-girlfriend and I broke up like 3 months ago because she said that she needed time to “grow up”. Basically, we decided to still be friends because we really still like each other and get along great. However, I am still very much in love with her.

The problem is that lately I’ve been feeling really down around my ex and kind of jealous and I don’t know why. She’s basically perfect at everything. She’s very attractive because a lot of guys flirt with her, wears size 00 pants, exercises constantly, her parents are wealthier than mine as she lives in a half a million dollar house and her dad retired at the age of 48, she always gets whatever she wants (material-wise) i.e. she has two pairs of Uggs, wears all Abercrombie clothing, gets the newest iPod every year, breaks her cell phone at least 3 times a year, has two pairs of Sperry type shoes, and gets Tiffany and Co. jewelry costing around $175 once a year (She gets all this stuff usually for Christmas or just because presents but she always gets whats on her list of wants), she makes friends easily, has time to join lots of clubs in college, works as a store model for Abercrombie and has a higher GPA than me while majoring in journalism, and sometimes I feel like she has all of God’s blessing even though she is extremely atheist.

However, I am the complete opposite as I always work for what I get. I’m in one of the top 10 business schools in the nation but struggle to maintain a 3.0 GPA and spend most of my time studying, I haven’t met very many people in college because I’m trying to save money by living at home with my parents (my ex lives in the dorms which her parents pay for even though her parents live 2 blocks away from campus), I spend all my free time at home, I don’t find myself as attractive because I’ve only worked for American Eagle and I am Asian, my parents want me to earn things so I have to work to pay for my clothes, cell phone, car repairs and other stuff I want unlike my ex.

I just feel crappy to the point that I’ve been unmotivated to study and I want to sleep all day. I’ve stopped going to the gym and I have been wallowing in my own self-pity, I’m always wishing that my parents were a lot richer because my ex gets to finish college at her own pace while I’m pressured to finish in 4 while her parents can also afford to let her take summer classes not only at where we go to school but to other colleges such as New York University and/or Chicago to make her workload easier while I don’t have that luxury.

The only thing I feel like I have an advantage over her is that I know how to invest and save my money better than her because she can’t save her own money at all. She doesn’t even know how the basic definition of a stock or how a credit and debit card work. I am very ambitious and always look for ways to make extra money through investing and saving but I always still feel down because I know that she’ll still get ahead of me in the future because her father is already investing money for her for her retirement in the thousands already.

Despite all this I feel like God’s let me down. Why does he bless people that don’t believe in him? Should I stay away from my ex even though I still love her? She is white and we’ve known each other for 4 years and dated each other for 2 and a half years. Can a relationship with 2 different people like this work out again? Why do I feel this way? I get really jealous because no girls flirt with me at college compared to guys hitting on her. What should I do? Am I even in her league at all?

Realtor.com shows lots of houses for sale at bargain prices. How can we tell which are honest?

To qualify to buy a house twice as big as the one we have now, we have to sell this one first, then apply for a mortgage prequalification, then shop for the bigger house. If we apply first, the present monthly mortgage payment would disqualify us for the bigger house.

But what if we sell this house, then discover all those bargain houses have problems, such as needing extensive repairs or being perpetual short sales?

The place we want to buy a bigger house is far away, but we also have the option of just keeping this house and staying here.

We want to sell while the tax credit is in effect, because it can make it easier to sell faster. If it expires, we will just give up and stay put.

So our real question is how we decide how cheaply to sell this house, without knowing how cheap houses really are where we want to go.

Is there a reasonable alternative to bankruptcy?

I was laid off in February of 2009 and have not been able to find a good job since. I have been without medical insurance for almost 3 years and have to pay out of pocket for a required medication costing roughly $200 per month. I have moved back into my mother’s house (I’m 26) and I am overdrawn on my bank accounts every week just from paying off my car, my storage (I moved home from another state since I could no longer afford rent,) my medicine, groceries, and then attempting to make payments on my debt. I have spoken with a credit counseling organization (MMI) and they have offered me a plan by which I would pay them about $600 per month. This plan would entail $600 per month for debt payment, $485 for car payment, $125 for my student loan, $200 for medicine and $285 for storage of all of my possessions. This is $1695 per month. It does not include food. It does not include emergency preparation. And it is also $400 over my monthly income.

Issue #1: I need a new job. On average, I apply for 20-30 jobs PER DAY. I have been told that, since the economy went bust, EVERYONE checks the credit of a potential employee. Obviously my current poor credit is enough to render me unhireable. If I declare bankruptcy, how much worse can (will?) my job hunting situation be? I currently temp at a front desk for just 30 hrs a week, no benefits.

Issue #2: I need to be able to move out of my mother’s house. She is very kind to have opened her home to me when I am in such need, and I try very hard to stay out of her way, but she makes it very clear that it’s a huge burden on her to have me around (I know she is right, but it makes it no easier). She is also 100% against me declaring bankruptcy, not only for the impact it will have on my life but for the stigma it will bear on hers. I need to be able to have my own place again. But, my current credit is so poor AND declaring bankruptcy would remain for 10 years on my credit report, that no one would possibly rent to me. Which is less devastating to a potential landlord? Terrible credit and a ridiculous debt-to-income ratio, or a recent bankruptcy claim?

Issue #3: My car is currently worth about $9k less than what I still owe. I have tried to sell it back to the dealership, they charged me $5k and even when I left the car with them, they immediately called me back to pick it up because apparently something in the undercarriage was repaired wrong (oh and getting my $5k back was a real hoot, let me tell you.) It has already been repo-ed once and I had to pay money I didn’t have to get it back. I have tried selling in private forums, I have tried refinancing, I don’t know what else I can do. No one will buy a car worth almost ten grand less than they’re paying. I want very much to keep it, but I can’t afford it. And yes, simply letting it go would COST ME MONEY. Dave Ramsay says, “sell the car.” What would Dave Ramsay suggest in this situation?

Issue #4: I have no savings. If I declare bankruptcy, I will be living off of my income alone (my savings deteriorated during my time when I was unemployed, after which my debt increased exponentially. HOWEVER. If I declare bankruptcy and can divide my piffle paycheck so that at least SOME of it can go towards savings, then at the end of ten years when the bankruptcy falls off my credit report I will have something, instead of nothing. Or just…more of the nothing I have right now.

Issue #5: I can’t pay these bills. (see the price outline in the first paragraph.) Won’t these companies just sue me anyway, if I don’t declare?

Look. I love and respect my mother (who is not a financier.) I do not want to make her sad because her daughter went bankrupt before the age of 30. But let’s be realistic here. How much worse could my situation POSSIBLY GET if I declare, file for Chapter 7 and get my debts forgiven so that I may begin to rebuild.

I would very much appreciate ANY input, on a REALISTIC, REASONABLE alternative to me filing for bankruptcy. I have listened to “Financial University” by Dave Ramsey about 1000x and I’ve read Suze Orman’s books and seen her show.

It would bring me so much comfort, and I would so appreciate it, if my peers on yahoo who have experience or knowledge with this kind of thing could reach out and give me their honest, informed opinions.

Is there a reasonable alternative to bankruptcy?

I was laid off in February of 2009 and have not been able to find a good job since. I have been without medical insurance for almost 3 years and have to pay out of pocket for a required medication costing roughly $200 per month. I have moved back into my mother’s house (I’m 26) and I am overdrawn on my bank accounts every week just from paying off my car, my storage (I moved home from another state since I could no longer afford rent,) my medicine, groceries, and then attempting to make payments on my debt. I have spoken with a credit counseling organization (MMI) and they have offered me a plan by which I would pay them about $600 per month. This plan would entail $600 per month for debt payment, $485 for car payment, $125 for my student loan, $200 for medicine and $285 for storage of all of my possessions. This is $1695 per month. It does not include food. It does not include emergency preparation. And it is also $400 over my monthly income.

Issue #1: I need a new job. On average, I apply for 20-30 jobs PER DAY. I have been told that, since the economy went bust, EVERYONE checks the credit of a potential employee. Obviously my current poor credit is enough to render me unhireable. If I declare bankruptcy, how much worse can (will?) my job hunting situation be? I currently temp at a front desk for just 30 hrs a week, no benefits.

Issue #2: I need to be able to move out of my mother’s house. She is very kind to have opened her home to me when I am in such need, and I try very hard to stay out of her way, but she makes it very clear that it’s a huge burden on her to have me around (I know she is right, but it makes it no easier). She is also 100% against me declaring bankruptcy, not only for the impact it will have on my life but for the stigma it will bear on hers. I need to be able to have my own place again. But, my current credit is so poor AND declaring bankruptcy would remain for 10 years on my credit report, that no one would possibly rent to me. Which is less devastating to a potential landlord? Terrible credit and a ridiculous debt-to-income ratio, or a recent bankruptcy claim?

Issue #3: My car is currently worth about $9k less on what I still owe. I have tried to sell it back to the dealership, they charged me $5k and even when I left the car with them, they immediately called me back to pick it up because apparently something in the undercarriage was repaired wrong (oh and getting my $5k back was a real hoot, let me tell you.) It has already been repo-ed once and I had to pay money I didn’t have to get it back. I have tried selling in private forums, I have tried refinancing, I don’t know what else I can do. No one will buy a car worth almost ten grand less than they’re paying. I want very much to keep it, but I can’t afford it. And yes, simply letting it go would COST ME MONEY. Dave Ramsay says, “sell the car.” What would Dave Ramsay suggest in this situation?

Issue #4: I have no savings. If I declare bankruptcy, I will be living off of my income alone (my savings deteriorated during my time when I was unemployed, after which my debt increased exponentially. HOWEVER. If I declare bankruptcy and can divide my piffle paycheck so that at least SOME of it can go towards savings, then at the end of ten years when the bankruptcy falls off my credit report I will have something, instead of nothing. Or just…more of the nothing I have right now.

Issue #5: I can’t pay these bills. (see the price outline in the first paragraph.) Won’t these companies just sue me anyway, if I don’t declare?

Look. I love and respect my mother (who is not a financier.) I do not want to make her sad because her daughter went bankrupt before the age of 30. But let’s be realistic here. How much worse could my situation POSSIBLY GET if I declare, file for Chapter 7 and get my debts forgiven so that I may begin to rebuild.

I would very much appreciate ANY input, on a REALISTIC, REASONABLE alternative to me filing for bankruptcy. I have listened to “Financial University” by Dave Ramsey about 1000x and I’ve read Suze Orman’s books and seen her show.

It would bring me so much comfort, and I would so appreciate it, if my peers on yahoo who have experience or knowledge with this kind of thing could reach out and give me their honest, informed opinions.

Do you think this is a good letter? (If it helps I’m in Grade 6)?

My school, Moraine Hills Public School, has recently learned that in 2 years our school might change to an all Year-Round School. Year-Round Schools are not a new concept and have been attempted by Catholic, public and private schools. Most have found that this sort of change in the school calendar did not improve the education and most have returned to a traditional calendar. I too, agree that year-round schooling is a horrible teaching experience and idea.
For some teachers, it can be tiring. Imagine the thought of teachers not having a summer to spend with their kids, wives and husbands. Every parent needs time to bond with there kids but teachers might give homework or assignments over the 2 week break. Besides, students would feel overwhelmed if they had to go to school all year and only get a couple weeks off. After a while students would probably not give full potential on their work and put it aside. This idea will interrupt family and community activities. Vacations for all family members are difficult to schedule. For high-school students, who have younger siblings in elementary school, they won’t have any time to do volunteer work or credits in the summer. Without 32 credits and 40 hours of volunteer work they won’t pass high school!
Year-Round School does NOT improve education. In fact it is about the same you would learn if you were in a 9 month school. 95% of schools that tried Year-Round Schooling returned to a TRADITIONAL calendar. A sociologist at Ohio State University found that, over a full year, math and reading test scores improved about the same amount for children in year-round schools and the traditional way. Why are we such a hurry to learn the same lesson?
For the county, who funds the schools, this can consume a LOT of money. Money that will wasted on air-conditioners, heaters, ect. With a shortened school year, they can use less money, and put it towards activities and clubs in school to improve them. More activities to keep kids fit. Many districts find that the Year-Round School program is more expensive. Costs for Year-Round School across the country show increases. For example in Tempe, AZ, a high school experienced an increase of $157,000 per year in operating costs. These same experiences have been reported by other Arizona schools using a Year-Round calendar. When students are at school all year, when will repairs be happening? Not only is an installation of a furnace costly, but it might make loud noises to disrupt the students when they are working. So in short, it saves money, and it is easier on teachers and students to have a shortened school year and not a full year.
My school is a very eco-friendly and safe school. We do anything we can to make the school a cleaner and healthier place. Air conditioning costs increase during the summer months. An air conditioner may be required for buses during July. There’s a danger of dehydration and overexposure to heat and sun without it. It’s an unnecessary risk for students during physical education and recess periods! If my school was to turn year-round school, what would it look like in 10 years? My guess is that it will smelly, hot and a complete waste of electricity!
So in short, if you are to use the traditional calendar, it saves money, and it is easier on teachers and students to have a shortened school year and not a full year. Now there is one question; in 2 years will our school be a year-round school or an easy, less stressful way of building character through a school?

*I know I haven’t added the closing and the address block but do you think that info is alright? Any ways to improve it?*

I own a paid off home valued at 120k can I get a new mortgage for 75k?

I am wanting to get a new mortgage to invest in a business venture and for home repairs. Is this possible? I don’t want a home equity loan, I was approved for one of those for 10k. But I want more like 75. My home is valued at 120 easy (4 bedroom 2 bath w/1 bath 1 bed guest house on 2 acres in Mobile) I have a low credit score btw….

Tell me everything I need to know about buying a house? 10pts asap!?

Im planning to buy a house. Its really solid, a good investment in my opinion. 3BR 1.5BA and basement..Nice yard, garage, privacy fence, deck, inside has all new electric, could use some paint and carpet (we plan to do those things regardless if it needs it or not). The house is on the market for $15,000. Taxes are up to date, real estate agent said the taxes for this house would be around $500 per yr. I’ll have to check with the utility companies to make sure there aren’t any outstanding balances. We plan to pay cash upfront, but have been considering a mortgage to boost our credit.

Please tell me if there is any information that I am forgetting to find out, if a mortgage is a bad idea or a good idea, anything you could think of tell me.

Im a first time buyer, and I feel it just seems too easy to hand over the cash, get the deed and be done? Also, this is the 2nd house we looked at. There are a couple more we seen and liked, but this one has everything we want in a house (yard, fence, deck, only needs minor repairs etc)…do you think it would be best to jump on this opportunity while I can, or should we stay on the market a while longer and hope to find something better? Advice please?

Am I being too stubborn?

Ok, so we found the house, THE ONE! I see us there, and when I see something, I usually will do everything in my power to make it happen, because I feel it’s meant to be.

Well this house is a foreclosure and a pain in the ass one at that. The thing is the listing is through Countrywide. We have already been approved through Wells Fargo. In order to put an offer in for a Countrywide property, you have to be pre-approved with Countrywide. Whether or not you use them, you still have to be pre-approved with Countrywide. Stupid! But it is their rule. So, anywho…….we got denied. Our issue is Guy’s student loans. They are not showing on his credit report as being paid, even though he has been paying $140 a month now for 6 months. So I emailed the guy back from Countrywide asking what we can do next and told him I am not ready to give up. So, he sent me an email and asked for all the student loan information and all of our recent paychecks and w2′s, so I sent it to him and they are gonna re-submit the information and try to get a pre-approval.

Great

But now I talked with the realtor and she thinks it’s gonna be too much of a hassle because of this plus repairs (broken window, recarpeting of one room, a kitchen sink), and we should give up. Problem is, I am not giving up. Call me stubborn, but this is the house I want, and I am gonna do everything in my power to get it. Now I am kinda pissed off at our realtor because instead of standing by our sides, I feel like she is trying to take the easy way out and I don’t like it.

If we do all this and get denied……..great. Then at least I know we did everything we could do, and it just wasn’t meant to be. But I think that it IS meant to be, and I would hate to just give up on something I want….actually I am not gonna give up on something I want.

Am I being unreasonable? I need an honest opinion on this.

Actually she hasn’t proceded with anything yet. Last she said was, “let me call you right back”, and I still haven’t heard back from her.

How do I handle this financial situation with my sister?

Over the years my sister and I have not been very close. Usually it is a few years on of talking then a few years off. So our relationship has always been strained.

16 days ago, Hurricane Ike swept through my neighborhood! I text-ed my best friend in Georgia, who kindly sent emails to my family and friends to let them know how we were doing since we have been without power for 15 days.

My family knows we have been spared so much as we have seen the devastation around us. We have a fence down, broken motion lights, one tree that fell, one more tree that has started to uproot so that needs to come down as it is leaning toward our house, stucco that needs to be repaired on the front of our house etc. Our insurance adjuster is supposed to be out this week to inspect our roof. Some of our neighbors have had much more damage then us and we have been trying to help them get thorough.

But we are alive and very grateful! We have 10 people in our family (My husband, myself and 8 children) We did have a generator that ran our frig and a few fans to help us get through. But by no means has it been easy. Getting homework done by flashlights, doing laundry in the tub, fighting mosquitoes, just to name a few.

During this time, all of our neighbors came together to help one another, helping cut downed trees, sharing food, and just making talk! We took our next door neighbor under our wing and made sure she had ice for her medication, a hot meal off our grill most nights etc (as she is single and elderly) We did offer our home but she refused to leave her pets over night. I did go to one of the PODS (for ice, water, MRE’s) and took all the kiddos with me. When we arrived they asked how many families were were helping and I explained to them what I was trying to do. Help all the neighbors on my corner since I had the bigger van. All of my neighbors were shocked that I thought of them after waiting for two hours in line. They said they would have never thought to tell anyone that they were helping the rest of the neighbors. By the time I got home, everyone was waiting for me in the driveway!! Never would I have expected to see so many thrill excited people! It was well worth it to me…the long wait to help my neighbors even though the kiddos were cranky.

Nonetheless, my sister works at a walmart store and she called me 5 days after the storm and told me that they were having a potluck on our behalf to help us out. This is the first thing my sister has ever done for me..I was overjoyed people that we did not know were coming together to help us.

My sister called me after the potluck! They raised 455.00 for us. WOW!! With price goudging, long lines, short supplies on money and food…my thought was I can help my neighbors out more.

That same night my sister called to tell me, they have been behind on their van payment and they just received a letter saying if they did not pay the one payment they were behind the van will be repossessed. (hummm…the timing of it all!)

I told her if she needed to use the money fine. Her response was I will get the money to you tomorrow (8 days days after the storm-Saturday). If I kept and used the money that would be unethical. Wow!! My sister is growing up..I thought!

Monday my sister called (10 days after the storm) and said to me…is it okay if I borrow the money, I will pay you back. (Keep in mind she owes her in-laws 7K and she is always borrowing money from people) But she is always taking trips to visit people out of state, eatting out ect. (For my sister it is her, her husband and 2 children and they make about 50K a year) I told my sister…do what you think is best.

Her response to me was, I don’t know if you need the money more then we do. I told her I could not answer that! All I could tell her was, our local credit union was closed and we had no access to any money and the one bank that we had access to had 210.00 in the account. Again she said she would send the money tomorrow.

I called her Wednesday to ask her if she decided what she was going to do, she said “I send you a money order, I kept some money and I sent you some money…this way it BENEFITS us both”

I of course am talking to my best friend about this and she sent my sister a letter. Telling my sister how everyone is in financial distress and how selfish it is of her to raise money at work for our family here and then for her (my sister) to try to benefit for herself. My friend told her outright, if she kept a penny of the money she would be committing fraud amoung her co-workers. My friend also asked if my sister told her co-workers what she was thinking about doing and that my friend was thinking about calling her manager to tell them what she was doing.

My sister called and left a message that the remaining money would be in the mail. She did not want my friend calling her job because she would get fired and she said that she thought I could be a sister that could help he

Can I USE my house to get Secured Personal Loan ?

Can get a secured Bank Loan easily ? Compared to heloc ?
I have just started new job, but it is website project and dont get paid UNTIL late feb
My credit is under dispute and is bad right now.
I have a mortgage on my house but have NOT been able to get a HELOC from anyone.
they all want to refi first mortgage but wont give 2nd loan/heloc
I ONLY need 9,000 dollars. (had accident last year, lost my grandmother, aunt and had surgery and emergency car/house repairs – so thats my hard luck story)
Just a short term loan for immediate bills.
Im soooo desperate right now that loan sharks seriously sound good.
i dont give a crap about interest rate.
ANyway how easy would it be to get a secured loan using my house with a bank ?
My first loan is 336,000 but I have at least 160,000 in pure equity.
Do not give me ANY links to sites.
Just need advice on approaching banks (im in pennsylvania)
help!

Ibarra Motors Lufkin Tx How Can They Be So Heartless?

They are all talk about how they care, but in the end they are liars, extremely heartless`and all about the money. It’s a small time co owned by 2 brothers.

We are a family of 7 with 3 adults and 4 children. My mom is disabled and on a fixed income. My 17 year old sis is a single mom of 2, and works full time, and has had her job for over a year now. My older brother just found a job after a long search, that pays pretty good, and it’s not something he wants nor can we afford for him to lose. We are on the verge of losing our home, and this job was a godsend.

We live out in the middle of nowhere and they both commute in opposite directions. Sis works 22 miles from home, and my brother works 55 miles away. His job is swing shift from 2 p.m. to 11 p.m.

We had 2 working vehicles, and within the first week of my brothers new job, both cars broke down and are beyond repair, but we dumped some money into them to try. They were older, well maintained, but lots of miles on them, and it was just there time, and apparently…just our luck.

Now sis is doing what she can to get back and forth to keep her job. It’s a bit easier on her since she works days, but still touch and go. She’s a real fighter, and I just pray she finds someone nice enough to share gas and continue to commute, rather then give a ride for a few days, etc…

On the other hand, my brother has been hitchhiking to work for 4 weeks now. Not too bad going to work, though he has been late a few times. Getting home is an entirely different story. 99.9% of all people that work at his plant, go home in the opposite direction of him. It’s late at night, with no traffic on lonely rural roads, so hitchhiking isn’t really an option. He’s gotten a few rides, from guys at work, for free, and I can’t thank them enough. One night he attempted to hitch, and ended up walking to the point of passing out. Fortunately a man found him on the side of the road and got him home safely…this being 8 hours after his shift ended…he ate, packed his lunch and headed back to work. Yes, he had a few guys (brothers) that helped him with a place to stay for a few days, which was awesome, but they quit working for the plant.

Last week while on his way to work, a really nice guy picked him up, and low and behold, he and his brother own a car dealership…a buy here pay here dealership, and he was so understanding of our situation, and very impressed at how tenacious my brother was about keeping his job. No one really understands how important this job is to him/us, and those who find out about the situation either think my brother is nuts, or have a lot of respect for him. This salesman/owner was def on the respectful side. He told my brother that the very car he was driving could be had for $200 down and $300 per month. A 91 Honda Accord (which are like the energizer bunny). He also said there were a variety of cars to choose from, and that he would get us in one of them as soon as he got his next check. Man was that a blessing! We were so happy cause payday was only 2 days away, and all other buy here pay here lots require a lot more down. I’m sure you’re wondering…we don’t have the credit nor the means to make the serious payments that a new car lot would require.

Anyway…

My brother called and spoke to the other brother, Tony about more cars that were on the lot, and mentioned the ride with Richard and the conversation they had. Tony wasn’t quite on the same page as his brother, but they came to an agreement on the Accord for $250 down. The next day when my brother called, Tony told him that Richard had decided to keep that car for him self, unless we wanted to come up with the full sale price. Well okay, that was out of the question, so what else was there to choose from. Amazingly, there was only ONE car that was actually marked at $200 down. Not much choice but to go for that one, since all the rest were $800 and up. My brother was going to have to hitchhike 22 miles (the opposite direction of work) into the dealership the next morning, and still try to make it to work on time, with or without a car, so he made sure that all things were out in the open, and that they were very well aware of the time constraints, and the possibility of his being late for work, which could cost him his job. They assured him they would move the car around back and promised that the paperwork would take less then 10 mins, since they already had the contract virtually filled out.

This morning, we were so excited! He took off to go get his new car…no more freezing at night, wondering when or if he would get home…walking and walking…little or no sleep, and having to perform a very strenuous job on top of that.

So, off he goes! Then he calls me…

Not more then 2 hours after my brother had gotten off the phone with them yesterday, someone came in and gave them $800 cash for our promised car…well how could they ref
Sorry, some of my “novel” didn’t show up…there was a question…How do people like that sleep at night?

What Would Make a Good Technology Company Name?

Please list below what you would think of as a good or clever technology company name, extra credit for a name that isn’t taken as far as .Com’s are concerned.

My company currently is Dynamic Netw0rk S0lutions but I don’t like it because when I follow up with my customers I have to tell the the computer guy or the security guy before they remember me.

looking for something short and sweet. I was going to go for dynatek but the .com is taken.

My company does audio video system, computer system, surveillance system, security system, and Network system installation repair and maintenance.

Need a short simple name that could be easily identified with all that. I know its a tall order but this is the easiest research group I could think of that wont cost me a fortune.

“Can A Landlord.. Somehow.. Legally gain access to where your working?” I know the Government Can>>See Below>>?

I know the Governent Has a Data Base to find you if you default on student loans or a Mortgage.. And Unemployment/Social Security.. Colleges.. have a data base to access your information. But.. Can a landlord track you down? Even if you don’t work or stay at the same job? I am collecting unemployment. I am planning on moving.. My mother has cancer.. and she has a lot of Very Extravagant medical bills coming in. He won’t allow me out of my lease until April 30th. He has no compassion. I have been a good paying.. on time.. tenant. He has not even kept up with repairs for where I live that is falling apart. I won’t get my 1.5 month security deposit back.. and he may want to charge me until April 30th…I am buying a trailer for a good price that I can’t pass up cheap. This will save me.. 665.00 a month . That can’t be beat. I am Most concerned about my mother and her Cancer Treatments so they can continue. The landlord purposely… has the lease set up for renewal in Feb. Because there is a ton of snow out there and no one here looks for places in those blizzard conditions that are guaranteed here every winter. If… the renewal was in August Or September.. it would make it easy on the tenant to find another place over the Summer or early fall even.. This is Deliberate. He is a Slum Lord. My credit is already bad. I will own the trailer.. and not have to rent again. He wants to make money at any cost.
The Woman who lived upstairs from me… Went Bankrupt. She was Protected by the Federal Court System Under Bankruptcy Law

Please be kind with this. I have an ethical dilemma with regard to possibly putting my dog down. Help?

I am going to try to explain this as best I can. You MUST put yourselves in our position to answer this. If you’re just going to come up with the first value judgment that pops into your head without trying to realize that the decision is being made in the context of our lives, which may have no similarity to yours, then you’re just going to be harmful to another human being for no reason.

We love our dog. He is a sweet boy and he’s been a great member of our family. But he’s 11.5 years old and has been going very slowly down hill for about the last 3 years. He has already popped the tendons in both of his back legs (We didn’t treat it because we only knew he got hurt, we didn’t know what it was. We gave him something for pain and he started walking better in a few days.). He has strange non-cancerous growths on various parts of his body, one of which is on the rim of his lower eyelid. It has to be insanely annoying. Now he appears to have a UTI of some sort that isn’t clearing up on it’s own (I gave him AZO and an appropriate dosage of aspirin at infrequent intervals and that seemed to give him some relief, but didn’t cure it). He releases a lot of air when he urinates which makes us think he has a perforation in this bladder or intestine. Sometime in the next few days, probably Monday, I’m going to take him to the vet. If all he needs is antibiotics, I’ll get them for him. If he needs any procedure/testing that can be done with up to $300, I’ll probably do it. If it’s any more than that, we’re going to have a really hard time doing that. If he has cancer anywhere, I feel like I have to put him down rather than wait, which is hard for me because he still has a lot of mostly good days.

All our money, such as it is, and all our energy, is tied up in just trying to get by day to day and taking care of our two little girls, one of whom has autism. We live in an unlivable apartment and have to move. The problem is, we’re a working-class family and we have had some rough things happen, and we have a huge debt to landlord (that shouldn’t be there but there’s nothing we can do about it) from two years ago. We live in NY where apartments are crazy expensive unless you live in the ‘hood (which we do now and no longer want to), and even the ‘hood is getting pricey. We also have a circumstance happening here that necessitates moving very quickly (long story and this is long enough), so we have to ask a landlord not to charge us 3 months of rent up front, to ignore the dog, and to ignore the credit rating and bad rental history, and hope we actually get a good landlord and not one who takes advantage of people like us and runs the place like a slum (that’s what we have now, and no thanks!) and I’m sure you can see how highly unlikely it is to find someone who will ignore all those things. I wish this wasn’t so, but I have to consider the practical value of taking the one thing I can change, the dog factor, out of the equation if he’s really just going to decline anyway, even if it’s a couple of years earlier than it would otherwise have to be. I love this dog. But I feel like it might be a choice between him and housing my children. If credit reports were not allowed to contain things that affect a person’s ability to obtain necessity of life things, like, oh, economy cars, non-luxury apartments and jobs, I would probably just keep treating whatever goes wrong with him until he just could no longer be repaired, but they do. I feel like I’m being backed into this. His quality of life is unlikely to improve. We just don’t have time and money to improve it. I suppose I want to know if I’m thinking wrongly or rightly about this, but please, be a human being about this. Don’t just say nasty things because you enjoy screwing with people. Nothing about this is easy or taken lightly.

Thanks for reading all of this if you actually did. It had to be that long if people were going to understand the situation.
RICHARD AND I CARE 4 U: Thank you both for your well-considered and kind responses. It means a lot to me.
WENK, what’s with slumlords is that they’re greedy as hell, even compared to other landlords, and that takes a load of doing. They want to do nothing and collect unreasonable sums of your money and will do it until someone sends them to jail or they drop dead.

Thank you for understanding and for your input. The thing is, we’ve had this boy for pretty near all his life. I found him when he was about six weeks old and he’s going to be 12 in December. He’s not healthy. I can’t imagine his being adoptable however sweet and wonderful he is. I also think that on a certain level, to take him from his family and throw him in with someone else at this point in his life is almost more cruel than putting him down, especially given that his health really isn’t great, and dogs you can always assume feel about 50% worse than they actually seem because they bear under it so well and don’t complain until every single breath is painful.

Can u pick ur top 5 funny book titles from this long list ?

Salam All,

i need some funny book titles for my database im working on for a class project There alot to pick from so im asking u guys to help me pick. U can make ur own up if u dont like any below , Thanks and i know its a long list. sorry lol

A Great Plenty by E. Nuff
A la recherche du temps perdu by Daisy Mist

A Stitch In Time by Justin Case

A Trip To The Dentist by Yin Pain

A Whole Lot Of Cats by Kitt N. Caboodle

Achy Breaky Heart by Ann Guish

Acrophobia Explained by Alfredo Heights

Advanced Math by Smart E. Pants

After The Corned Beef And Cabbage by Kay O’Pectate

Ah, Thor! by Ty Till

All Alone by Saul E. Terry

All-You-Can-Eat Buffets by I.M.A. Piggee

Allegiance To The King by Neil Downe

Almost Missed The Bus by Justin Time

Ambulance Driving by Adam Muhway

Ambush! by May T. Surprise

And Shut Up! by Sid Downe

And The Other People by Allan Sundry

Animal Illness by Ann Thrax

Animal Scents by Farrah Mones

April Fool! by Sue Prize

Archery by Beau N. Arrow

Are We There Yet? by Miles Away

Armed Heists by Robin Banks

Artificial Clothing by Polly Ester

Artificial Weightlessness by Andy Gravity

As Solid As by Rocco Gibraltar

Assault With Battery by Eva Ready

At The Bottom Of The Can by Hazel Nutt

Athletic Supporter by Jacques Strap

Back Row Of The Orchestra by Clara Nett

Bad Cow Joe-ks by Terry Bull

Bad Falls by Eileen Dover

Bad Gardeners by Wilt Plant

Bad Investments by Les Riches

Banquet At McDonalds by Tommy Ayk
Baseball by A. Diamond

Baseball Poetry by Homer

Battle Axes by Tom A. Hawk
Be Prepared by Justin Case

Beach Blanket Bingo by Sandy Trunks
Beach Rides by Sonny Day
Bedtime by P.J. Maws
Beekeeping by A. P. Arry
Bestiary of Plant Eaters by Herb Avore
Big Fart by Hugh Jass

Blonde Hair by Bim Bow

Blowout! by Vlad Tire

Board Game Challenge by Bing O. Iwin

Body Parts by Anne Atomy & Tony Shoulder

Boring Midwestern Cities by Cole Lumbus

Boxing Cornerman’s Story by Dawson DeTowel

Boy Scout’s Handbook by Casey Needzit

Brain Surgery by Sarah Bellum
Breaking The Law by Kermit A. Krime
Bring To The Grocer’s by R. List
Broken Window by Eva Brick
Brown Stains on the Wall by Who Fung Pooh
Bubbles In The Bathtub by Ivor Windybottom

Cab Calloway’s Garden by Heidi Ho

Canadian Religion by P. R. eh

Candle-Vaulting by Jack B. Nimble

Car Capital Of The World by Mitch Egan

Car Repairs by Axel Grease

Care For A Chop? by Marsha Larts

Carpet Fitting by Walter Wall

Caulking Made Easy by Phil McKrevis

Chauvinistic Men by A. Lone

Cheap Transmissions by Stan Dard

Cheaper Than IBM by P.C. Clone

Cheating On His Wife by Izzy Backyet

Chest Pain by I. Coffalot

Chicago Gangs Of The ’30′s by Tommy Gunn

Chicken Dishes by Nora Drumsticks

Children’s Songbook by Skip Tumalu

Chinese Apathy by Hu Cares

Chinese Gold Rush by Qwan Dyke

Chinese Meals On Wheels by Rick Shaw

Chinese Toy Recalls by Sam Ting Wong

Christmas for Baldies by Yule Brynner

Circle Perimeter by Sir Cumference

Classic Groceries by Chopin Liszt

Clear Sky Forecast by Esau Starrs

Cloning by Irma Dubble II

Clothes For Germ Kings by Mike Robes

College Athletics by Nancy Dubblelay

Come On In! by Doris Open

Columbus, Vespucci And Me by Enzo DiUrth

Computer Memories by Meg Abight

Confessions Of A Gold Digger by Emile Ticket

Cooking A Turkey by May B. Done

Cooking Spaghetti by Al Dente

Cosmetology by Rosie Cheeks

Covered Walkways by R. Kade

Crackdown by Lauren Order
Credit Cards by Bill Melater
Crocodile Dundee by Ali Gator
Cry Wolf by Al Armist
Cut the Grass! by Moses Lawn

Daddy, Are We There Yet? by Miles Away

Dance The Night Away by Howell I. Evert Doothis

Danger! by Luke Out

Dangerous Animals by Mann Eaters

Dealing With Skunks by Stan Back
Decorating Your Mousehole by Minnie Blinds
Defunct Nations by Sophie Etunion
Desert Crossing by I. Rhoda Camel
Desert Storm Approaches by Dustin Mynose
Dieting by Les Tooeet
Dinner Delight by Roland Butter
Dirty Chinese Windows by Hu Flung Dung
Dive! Dive! by Perry Scope
Do I Look Fat? by Donna Gogh Thare
Do It Yourself by Tyrone Shoelaces
Do You Hear a Phone? by Isabel Ringing
Don’t Come Back Again by Doris Shutt
Don’t Do Anything Rash by Jacques Itch
Don’t Tread On Me by Amanda B. Reckonwith
Downpour by Wayne Dwops
Drafted by Abel Boddeed
Dragonslayer by Claude Chest
Drinking Problems by Al Coholic
Dull Razor by Nick Shaving

East Coast Resorts by Nan Tuckett

East Coast Universities by Cora Nell

Eating Disorders by Anna Rexia

Ecclesiastical Infractions by Cardinal Sin

Embarr
there all fake.. none of them are real lol
more :

East Coast Resorts by Nan Tuckett

East Coast Universities by Cora Nell

Eating Disorders by Anna Rexia

Ecclesiastical Infractions by Cardinal Sin

Embarrassed In The Shower by Kurt N. Fell

Empathy by Ophelia Sadness

Employment Handbook by Ernie Living

En Garde! by Drew Blood

Equine Leg Cramps by Charlie Horse

Erotic Adventures by Oliver Klozoff

Errors and Accidents by Miss Takes and Miss Haps

Events In The Soviet Union by Perry Stroika

Exercise On Wheels by Cy Kling

Exotic Irish Plants by Phil O’Dendron

Explaining It Better by Clara Fie

Exploring Haunted Houses by Hugo First

Exploring The Dutch Frontier by Will Der Ness

Ex-Presidential Retreat by Kenny Bunkport

Extreme Hair Makeover by Dan Druff

Fairy Fantasy World by U. Nick Horn
Fallen Underwear by Lucy Lastic
Falling Off A Bridge by Ilene Dover
Falling On Your Head by Ray N. Dropz
Falling Trees by Tim Burr
Making Explosives by Stan Wellback

Many Are Cold, But Few Are Frozen by Minnie Sota

Mardi Gras Time by Lou Isiana

May Flowers by April Showers

Maritime Disasters by Andrea Doria
Maritime Rules by Paula See
May Flowers by April Showers
Meals On Safari by Lionel Eecha

Meant To Be by Des T. Knee

Measles Collision by Kay Rash

Meat Eaters by Carney Vore

Mensa Man by Gene Yuss

Merry Maid Service by Dustin Taybles

Mexican/Italian Food by Pepe Roney

Mexican Revenge by Monty Zuma

Military Defeats & Major Disasters by General Mayhem

Military Fast by Colonel O’Corn

Military Rule by Marshall Law

Mineralogy For Giants by Chris Tall

Misunderstood by Art Tistic

Mobile Homes by Winnie Bago

Modern Giants by Hugh Mungous

Modern Tree Watches by Anna Log

Money Management by Owen Cash

Monkey Shines by Bob Boone

Moon Phases by Seymour Butts

More For Your Money by Max Amize

How to remove a Co-signer’s name from vehicle title?

In march of 2005 I purchased a vehicle from a used car dealership, as I was only 20 I didn’t have any credit so my father co-signed the loan. I made the last payment this month and have received the title, but my father’s name is on the title as well. The problem is that he’s in prison and is not a good person anyways, so I doubt he would make it easy on me. I have been the only person to make any payments or pay for any of the repairs. What can I do to have his name removed? This is in Texas. Also, the format our names are listed in is:
“Jane Doe
John Doe
1234 Any St
Anywhere, USA 123456″
If it’s not clear enough on the question, the format in which our names are listed does not have an “AND” or an “OR” it just has my name above his.

Choosing to foreclose?

I hope when people read this they do not judge…as I am only asking a question to make a decision. Over the past 3 years, my husband and I have lost about $1500 in income per month due to job losses and pay cuts. This was immediately after purchasing our new home during the housing market boom. We managed to stay afloat by going through all my 401K money, and my husband taking a second job. It soon got to be overwhelming, with us having 3 children. Many times neither of us saw my children for days due to the fact that we were both working evenings. They are age 14, 13, and 7. The stress of having to take care of everything was beginning to effect my daughter, so I decided enough was enough. Some things are just more important than that big beautiful home. I made my husband quit his second job, so that someone could be here with the kids in the evening. We have since filed chapter 13 bankruptcy, as we were getting taken to court to be sued by a few of the credit card companies. My mom saw how stressed out we were, and came to us and asked us to move in with her as my father passed away 3 years ago unexpectedly. She wants to help us and in turn it would help her as she is by herself and could use help keeping the home repairs up not to mention she is terribly lonely. She doesnt want us to pay her anything, which would allow us to save a lot of money and get back on our feet financially and she also wants me to go back to school so that I will be able to get a better job in the future. (I was halfway done with school when I had my first child and had to quit.) We are very fortunate to have this opportunity. We currently have put our home up for sale and are in the process of chapter 13. I doubt we will sell our home with the housing market being what it is these days. So we made the decision that at the end of the school year we will move into moms. I will quit my job so that i may attend school full time, and we will convert to a chapter 7 bankruptcy, and let the house go into foreclosure. It was a very painful decision for us, and we have lost a lot in trying to keep up. My question to everyone is…if you had this opportunity would you take it? It is a gut wrenching decision for me and my family, so please dont think we are taking the easy way out.

Should I file for bankruptcy?

First and foremost I want to say thank you for all answers I recieve. This is obvisously not an easy time in life and all answers are carefully read, as I hope that you take into consideration all that my situation entails.

When I was 19 I set out to get myself a great credit score, something both of my parents could never do. And I did, I went through my credit report took off somthing that my dad had put in my name as a kid and got my first credit card, making on time payments and just having a balance of $50 on the $250 limit. Well, then I, after my dad moved and other bad things happened in life (theres a long story there) I kept getting more and more cards I think trying to distract myself from my situation at the time. So I eventually realized that crap I was in a lot debt ($4000) which on my Starbucks paycheck of $240 bi weekly and rent in Detroit and car repairs, I was already making minumium payments so I moved to Charlotte NC to stay with my mother and pay this off. I got into debt counseling (which I feel was a mistake) I reduced all my payments from $400+ a month to 200. Well now I live in TN where the taxes and cost of living is lower. I sold my piece of crap car for a whooping $400 after it broke down and my gf and I have been sharing her car for the last 4 months and the budern as been great on us both.

Now I find myself so stressed. I let my dad use my eBay account after he lost his job so he could start making money to help himself live, but he sold stuff he didnt really have and now my paypal accoutn is at -$1600 and he hasnt paid on our cell phone plan (which is under my name) going for a total of new debt thanks to my dad (this is all dad related) to $2100.

Well My credit card debt hasnt moved too much. And heres roughly where I lay now:

-$2700 in credit cards being paid off through credit counselling
-$2000 in medical bills I havent even touched (oh and I dont have health insurance either I took another job that promised more money but turned out I dont get medical for another 6 months)
-$2100 because of my dad and my sere stupidity
-$7000 in student loans (which I know cant go away with bankruptcy)

————–
Total = $13800

I make 12000 a year and I cant just get another job because I dont have a car and my gf and I share one. I never thought I would consider this move but Ive tried for years now to do it the honest and hard working way and its gotten me nothing.

If you have a question go to my profile and click email me! Thanks!
I know that filing that would mean I couldnt get a car loan and some places wouldnt hire me but trust me that doesnt seem like a bad sacrifice even though Ch 7 would be on my record for 10 years. And once again thank you!

i want to open my own daycare but don’t have the capital to do so?

I would be going into business with my mom and doing this out of her home (which she owns out right) we would need to make alot of repairs to get her house up to code but we have no money to do this…and apparently there are NO grants to help start up For-profit small businesses like advertised all over the place. I suppose I could apply for loans…do they have loans for starting a business and how easy would it be (or hard) to recieve a loan when my credit isn’t the greatest at the moment?

Why do these things happen to me? Is it because I am a used car salesman?

Hello,

I am 21 year old Arab American, I go to college and I sell used cars and do a crappy stand-up show at a sleazy stand-up place…

Over the past 6 months so much crap has happened to me it is not even funny… First my car broke down – blown headgasket – had to repair it $2,000 — I had a second job at an airport which I lost as I was unable to attend work when my car was in the shop… I had to borrow the money because my credit was destroyed by an ex-girlfriend who stole my credit card and ran up my bills.

A month after I fixed my car, my apartment burned down… I was dislocated and forced to move on short notice – the red cross was helping people but since I was a single male I got no aid (which is fine – I suppose its easier if you don’t have a family)… I had no renters insurance (once again – credit)…

Then after my house burned down I moved to a new place on short notice… soon after I realized that it was bad because I was mugged at gunpoint… the mugger stole from me $9 – and ran up my debit card putting me in overdraft…

Approximately 2 months later I was mugged again – this time I was carrying my laptop – which contained all of my research for my final distinction paper… I lost all of my data from a YEAR of research and had to start over…

after I got mugged the second time I moved back in with my parents who live an hour and a half away from where I work and study (commute time)…

After commuting for a month – my car overheated and caught fire on the expressway at 2:00 in the morning – I was stranded until 5:00 in the morning when a tow truck came to rescue me…

After that I got audited by the IRS and FAFSA – they are withholding my financial aid… I have not been able to sell any cars since I am stuck without a car in my mother’s house…

For the past three days now I have been curled up drunk and in my boxers at my mom’s house… Is this because god hates used car salesman? Or maybe because god hates Arabs? Or perhaps because I am a Fat Hairy Arab Used Car salesman and got hates fat hairy Arab used car salesmen? Am I a bad person? Why do these things keep happening – to me?

When I’m done, do I get to go to heaven?

Please answer my house purchasing questions?

First, a little about my situation:

Looking for a house in 2 years, just have some general questions. Me and my bf will be wanting a house in 2 years. (Don’t lecture me on crap about that fact that he is my bf.. We’ll have been together for 5 years!. I am asking general questions about houses. I am not looking for opinions on why I shouldn’t be getting a house with my bf. Been there, done that. don’t want to hear it! Answers like that will be ignored!) Currently we live in an apartment. We pay $790 for rent. Our apartment pays for water. That’s it.

Our combined salaries are about $60k a year. (20k-me $40k-him)

We live in Northeast, Philly.

We want a house with at least 2 bedrooms and a nice sized back yard or even front yard that can fit at least 2 dogs. (medium sized dogs.)

We were looking in the price range of $100k – $180k. I know where we live it is possible to find houses at that price. Especially since we have row homes on every street.

I’ve heard that you don’t have to put down too much money on a house if you don’t want to. My bf has spectacular credit! I have okay credit. We always pay our bills on time. We’re never late on them or don’t have enough money or even had to go on a smaller payment plan. Doesn’t that somewhat help the taxes and closing cost??

How do closing costs work?

What if you find your dream home, but there are some necessary repairs? Will the previous owner or business take care of them?

How do you know which loan company is right for you?

Is it easy to find foreclosure houses? Why are they better than regular homes? or.. what is the difference?

How long should we save for? How much should we be putting away each month for a house? And what is a good savings amount to have by the time of sale?

And any other advice you can give is appreciated!